Specialty Lending

Our agency services will help you find the right home to buy or rent or maximize proceeds from a sale, whether it's for your family or business.

• No/Low Doc Contractor Loans

  Ideal for investors and renovators, these loans enable fast closings and flexible funding for property improvements. Clients can act quickly, complete renovations, and capture profits—all with FERC's support and industry insight.

• Business Loans

  We help entrepreneurs secure financing for owner-occupied or investment properties, strengthening their operations and supporting long-term business growth through real estate ownership.

• Buy-Leaseback, Buy-Sellback, Land Contract Purchases & Sales

  FERC assists with structuring and financing land contract transactions, creating opportunities for buyers who might not qualify for traditional loans while allowing sellers to generate steady returns.