Your path to property ownership starts here.
At Ferc, we do all things real estate. Every service we offer is designed to help individuals and investors improve their quality of life through ownership, stability, and opportunity. Our experienced team provides straightforward guidance and flexible solutions tailored to each client’s goals.

Flexible financing solutions
Ferc specializes in providing short-term financing solutions for real estate acquisition and renovation. We lend directly to individuals and investors for the purchase and improvement of properties, offering loan terms typically ranging from 6 to 60 months, most commonly between 6 and 24 months, and extending up to 360 months in select cases. Unlike banks or traditional lenders, we make our own decisions, using our own capital and tailoring solutions to each clients needs. This approach allows for:
- Greater flexibility and faster closings
- A simplified application and approval process
- Customized transactions tailored to individual needs
Our model empowers individuals to move quickly - an essential advantage for real estate investors and renovators who need to close fast, complete projects efficiently, and repay upon sale or refinancing.
Our Services
Want to learn more? Discover how our solutions can help with your real estate goals!

Specialty lending
Our agency services will help you find the right home to buy or rent or maximize proceeds from a sale, whether is it for your family or business.
- No/Low Doc Contractor Loans
Ideal for investors and renovators, these loans enable fast closings and flexible funding for property improvements. Clients can act quickly, complete renovations, and capture profits- all with Ferc’s support and industry insight. - Business Loans
We help entrepreneurs secure financing for owner-occupied or investment properties, strengthening their operations and supporting long-term business growth through real estate ownership. - Buy-Leaseback, Buy-Sellback, Land Contract Purchases & Sales
Ferc assists with structuring and financing land contract transactions, creating opportunities for buyers who might not qualify for traditional loans while allowing sellers to generate steady returns.

Residential lending
Traditional and government loans as well as seller and private party funding for residential or commercial buyers, investors, builders, and business owners.
- Property Acquisitions
Our funding solutions empower clients to make cash-equivalent offers - improving their negotiating position, expanding acquisition opportunities, and accelerating closings in competitive markets. - Residential & Commercial Rental Properties
Ferc provides financing and advisory support for income-producing real estate. We help clients identify, acquire, and manage rental properties that build long-term stability and wealth.

Recovery & renewal services
Ferc provides financing for individuals who don’t qualify for traditional loans, helping them avoid foreclosure, rebuild credit, and regain financial footing. These solutions create stable returns while strengthening communities and supporting long-term homeownership.
- Sale-Leasebacks, Estate Acquisition, & Foreclosure Recovery
We structure creative transactions that help families and investors retain or recover properties, generate liquidity, and rebuild financial strength through flexible real estate solutions. - Life Event Solutions, Foreclosure & Distressed Property Purchases
We help clients acquire and restore undervalued or distressed assets, turning challenges into opportunities that support both personal financial goals and neighborhood revitalization.

Real estate agency
We provide full-service brokerage support. We help buyers find their perfect homes, assist sellers in maximizing sale proceeds, and offer a seamless “one-stop shop” experience that connects every step of the real estate journey.
From traditional homebuyers to seasoned investors, we offer mortgage and renovation financing tailored to each client’s situation: helping them secure, improve, and enjoy their properties with confidence.
Connect with a team member!
Send us a short message letting us know what you would like help with.
Address
First Equity Realty Corporation 27560 Groesbeck Hwy #2 Roseville, MI 48066
Contact
(313) 886-9400
acct@fercmi.com
Opening Hours
Mon - Fri: 9am - 5pm
Saturday: Appointment Needed
Sunday: Appointment Needed
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